Nium and Circle to Connect USDC Settlement With Local Payouts Across 190 Countries

*This article is adapted from * Fintech News Singapore

Nium has joined Circle Payments Network to connect USDC settlement with local payouts across more than 190 countries.

The move makes Nium a global payout partner for CPN, giving participating financial institutions access to its infrastructure across 100 currencies.

Through the integration, institutions can route payments from CPN to Nium’s local rails through a single connection.

The setup includes FX optimisation and smart routing, allowing payments to be converted and delivered without institutions having to manage multiple providers across different markets.

Circle provides USDC-powered settlement through an institutional payments network, while Nium supports delivery in local currencies to bank accounts, wallets and cards.

The collaboration addresses a common challenge in cross-border payments: linking faster stablecoin-based settlement with reliable last-mile delivery.

Prajit Nanu, Founder and CEO of Nium, said,

“Traditional and onchain payment rails are converging, and that convergence demands infrastructure that banks, fintechs, and global enterprises can rely on at scale.

By partnering with Circle and joining CPN, we are combining Circle’s regulated settlement instrument with Nium’s global payout reach to deliver a more seamless way for institutions to move money worldwide.”

Kash Razzaghi, Chief Commercial Officer at Circle, said,

“Financial institutions are increasingly looking for ways to use stablecoins to solve persistent payments pain points.

Through our partnership with Nium and their integration into Circle Payments Network, we are extending USDC from a settlement instrument into a complete payments flow, helping institutions move money globally with greater speed, transparency, and capital efficiency.”

Circle reported that CPN recorded US$8.3 billion in annualised transaction volume, based on trailing 30-day activity as of 31 March 2026.

The companies added that the arrangement will allow institutions to move money globally using USDC settlement, reduce prefunding needs across corridors and track transactions with onchain transparency.

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